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Teaching Staff


Najat El Mekkaoui de Freitas is professor of economics and research fellow at the University Paris Dauphine (LEDa-DIAL Economic Department) and visiting professor at NOVA-IMS. Najat graduated from Pantheon-Sorbonne, M-Phil, and completed her DPhil (PhD) in economics from the University Paris-Dauphine. Her research focuses on the economics of aging, demographic changes and social security programs. She is research fellow at EMNES, Economic Research Forum (ERF) and NETSPAR and she is involved with the UN-ESCWA. She is member at the Board of Central Bank in Morocco and at the scientific council at the Financial Market Authority, the AMMC. Each year she coordinates an International Conference on Pension, Insurance and Savings.

Scientific Publications

Bravo, J. M., & Freitas, N. E. M. D. (2021)

Drawing Down Retirement Financial Savings: A Welfare Analysis using French data. In 2021 The 5th  International Conference on E-Commerce, E-Business and E-Government (ICEEG '21) (pp. 152-158). Association for Computing Machinery (ACM).

Bernard, P.; El Mekkaoui de Freitas, N. & Maillet, B. B. (2019)

A financial fraud detection indicator for investors: an IDeA. Annals of Operations Research. [Advanced online publication on 26 September 2019].

d''Albis, H., Bonnet, C., Chojnicki, X., El Mekkaoui de Freitas, N., Greulich, A., Hubert, J. and Navaux, J. (2019)

Bravo, J. M., & El Mekkaoui de Freitas, N. (2018)

Valuation of longevity-linked life annuities. Insurance: Mathematics and Economics, 78, 212-229 (advanced online publication on 28 September 2017). DOI: 10.1016/j.insmatheco.2017.09.009

El Mekkaoui de Freitas N. (2018)

Ageing and pensions coverage in Arab countries, Policy Portal, Economic Research Forum (ERF), January, 2018.

Heracleous, L. & El Mekkaoui de Freitas, N. (2018)

How to do your PhD: In a nutshell. KDP

d'Albis, H.; Badji, I.; El Mekkaoui de Freitas, N.; Navaux, J. (2017)

Private asset income in France: Is there a breakdown of intergenerational equity between 1979 and 2011? The Journal of the Economics of Ageing. [Available online 10 November 2017, 100137].

El Mekkaoui de Freitas,N. & Martins, J. O. (2014)

Health, pension benefits and longevity: How they affect household savings? The Journal of the Economics of Ageing